/* Prospera Credit Union landing — uses dashboard design tokens from variables.css */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@500;600;700;800&family=Source+Sans+3:wght@400;500;600&display=swap');

:root {
  --wf-max: var(--max-width);
  --font-heading: 'Plus Jakarta Sans', var(--font-family);
  --font-body: 'Source Sans 3', var(--font-family);
  --wf-banner-img: url('https://images.unsplash.com/photo-1507525428034-b723cf961d3e?w=1800&q=80');
  --wf-signin-img: url('https://images.unsplash.com/photo-1560472354-b33ff0c44a43?w=1600&q=80');
  --wf-dark-grad: linear-gradient(160deg, var(--color-primary-dark) 0%, var(--color-primary) 45%, #111827 100%);
}

.wf-desktop-only { display: block; }
.wf-mobile-only { display: none !important; }

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body.wf {
  margin: 0;
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-surface);
  font-size: var(--font-size-base);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
}

body.wf h1,
body.wf h2,
body.wf h3,
body.wf h4,
.wf-topbar-logo-text,
.wf-login-greeting,
.wf-hero-promo h1,
.wf-section-title h2,
.wf-quickhelp-title,
.wf-offer-card h3,
.wf-guidance-body h3,
.wf-community-body h3,
.wf-online-content h2,
.wf-banner-content h2,
.signin-card-header h1 {
  font-family: var(--font-heading);
}

/* ── Top bar ── */
.wf-topbar {
  background: var(--color-primary);
  color: #fff;
  padding: 0 max(24px, calc((100% - var(--wf-max)) / 2));
  height: 52px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.wf-topbar-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: #fff;
}

.wf-logo-mark {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
}

.wf-logo-mark svg { display: block; width: 100%; height: 100%; }

.wf-topbar-logo-text {
  font-size: var(--font-size-base);
  font-weight: 700;
  letter-spacing: 0.04em;
}

.wf-topbar-right {
  display: flex;
  align-items: center;
  gap: 18px;
}

.wf-topbar-link {
  color: #fff;
  text-decoration: none;
  font-size: 13px;
  font-weight: 500;
}

.wf-topbar-link:hover { text-decoration: underline; }

.wf-topbar-search {
  background: none;
  border: none;
  color: #fff;
  cursor: pointer;
  padding: 4px;
  display: flex;
}

.wf-topbar-search svg { width: 18px; height: 18px; }

.wf-btn-signon-top {
  background: #fff;
  color: var(--color-primary);
  border: none;
  padding: 7px 18px;
  border-radius: var(--radius-full);
  font-size: var(--font-size-sm);
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: background var(--transition);
}

.wf-btn-signon-top:hover { background: var(--color-primary-bg); }

.wf-menu-toggle {
  display: none;
  background: none;
  border: none;
  color: #fff;
  cursor: pointer;
}

/* ── White nav rows ── */
.wf-nav {
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-border);
}

.wf-nav-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  padding: 0 24px;
}

.wf-nav-primary {
  display: flex;
  gap: 0;
  overflow-x: auto;
}

.wf-nav-primary a {
  padding: 13px 14px;
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-text);
  text-decoration: none;
  white-space: nowrap;
  border-bottom: 3px solid transparent;
  transition: color var(--transition), border-color var(--transition);
}

.wf-nav-primary a:hover,
.wf-nav-primary a.active {
  color: var(--color-primary);
  border-bottom-color: var(--color-primary);
}

.wf-nav-secondary {
  display: flex;
  gap: 0;
  overflow-x: auto;
  border-top: 1px solid var(--color-border-light);
}

.wf-nav-secondary a {
  padding: 9px 12px;
  font-size: var(--font-size-sm);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  white-space: nowrap;
  transition: color var(--transition);
}

.wf-nav-secondary a:hover { color: var(--color-primary); }

/* ── Hero ── */
.wf-hero {
  background: var(--color-bg);
  padding: 24px 0 20px;
}

.wf-hero-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 32px;
  align-items: stretch;
}

.wf-login-card {
  background: var(--color-surface);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
  align-self: start;
}

.wf-hero-promo-wrap {
  position: relative;
  display: flex;
  align-items: center;
  min-height: 260px;
  padding: clamp(24px, 4vw, 36px);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.wf-hero-visual {
  position: absolute;
  inset: 0;
  z-index: 0;
  background: var(--color-text);
}

.wf-hero-visual::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(17, 24, 39, 0.78) 0%,
    rgba(17, 24, 39, 0.5) 50%,
    rgba(17, 24, 39, 0.3) 100%
  );
}

.wf-hero-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.wf-hero-promo {
  position: relative;
  z-index: 1;
  flex: 1;
  min-width: 0;
  max-width: 560px;
}

.wf-hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
}

.wf-login-greeting {
  padding: 14px 18px 0;
  font-size: 17px;
  font-weight: 700;
  color: var(--color-text);
}

.wf-login-body { padding: 14px 18px 18px; }

.wf-login-body .form-group { margin-bottom: 10px; }

.wf-login-body .form-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: 4px;
  display: block;
}

.wf-login-body .form-input {
  border: 1px solid #aaa;
  border-radius: 3px;
  padding: 9px 10px;
  font-size: 14px;
  width: 100%;
  font-family: var(--font-body);
}

.wf-login-body .form-input:focus {
  border-color: var(--color-primary);
  outline: none;
  box-shadow: 0 0 0 3px var(--color-primary-bg);
}

.wf-password-wrap {
  position: relative;
}

.wf-password-wrap .form-input { padding-right: 52px; }

.wf-password-toggle {
  position: absolute;
  right: 8px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  color: var(--color-primary);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  font-family: var(--font-body);
  padding: 0;
}

.wf-login-checkbox {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  color: var(--color-text-secondary);
  margin: 8px 0 12px;
}

.wf-btn-red {
  width: 100%;
  background: var(--color-primary);
  color: #fff;
  border: none;
  padding: 11px;
  border-radius: var(--radius-full);
  font-size: var(--font-size-base);
  font-weight: 600;
  cursor: pointer;
  font-family: var(--font-body);
  transition: background var(--transition);
}

.wf-btn-red:hover { background: var(--color-primary-dark); }
.wf-btn-red:disabled { opacity: 0.65; cursor: not-allowed; }

.wf-login-links {
  margin-top: 12px;
  font-size: 13px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.wf-login-links a {
  color: var(--color-primary);
  text-decoration: none;
}

.wf-login-links a:hover { text-decoration: underline; }

.wf-login-error {
  color: var(--color-primary);
  font-size: 13px;
  margin-bottom: 8px;
  display: none;
}

.wf-hero-promo h1 {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 700;
  line-height: 1.15;
  color: #fff;
  margin: 0 0 12px;
  letter-spacing: -0.02em;
}

.wf-hero-promo p {
  font-size: var(--font-size-base);
  color: rgba(255, 255, 255, 0.88);
  margin: 0 0 20px;
  max-width: 420px;
  line-height: 1.55;
}

.wf-hero-promo .wf-btn-pill-outline {
  border-color: #fff;
  color: #fff;
  background: transparent;
}

.wf-hero-promo .wf-btn-pill-outline:hover {
  background: #fff;
  color: var(--color-text);
}

.wf-btn-pill-outline {
  display: inline-block;
  padding: 9px 26px;
  border: 2px solid var(--color-text);
  border-radius: var(--radius-full);
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-text);
  text-decoration: none;
  background: var(--color-surface);
  transition: all var(--transition);
}

.wf-btn-pill-outline:hover {
  background: var(--color-text);
  color: #fff;
}

/* ── Offer cards ── */
.wf-offers {
  padding: 32px 24px 28px;
  background: var(--color-bg);
}

.wf-offers-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.wf-offer-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  padding: 24px 16px 20px;
  text-align: center;
  min-height: 168px;
  display: flex;
  flex-direction: column;
}

.wf-offer-icon {
  width: 52px;
  height: 52px;
  margin: 0 auto 14px;
  color: var(--color-primary);
}

.wf-offer-icon svg { width: 48px; height: 48px; }

.wf-offer-card h3 {
  font-size: var(--font-size-sm);
  font-weight: 700;
  margin: 0 0 12px;
  line-height: 1.4;
  color: var(--color-text);
}

.wf-offer-link {
  font-size: 13px;
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
  margin-top: auto;
}

.wf-offer-link:hover { text-decoration: underline; }

/* ── Beach promo banner ── */
.wf-banner-section {
  padding: 0 24px 28px;
  background: var(--color-bg);
}

.wf-banner {
  position: relative;
  max-width: var(--wf-max);
  margin: 0 auto;
  min-height: 340px;
  background: var(--wf-banner-img) center/cover no-repeat;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  border-radius: 2px;
  overflow: hidden;
}

.wf-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(0,0,0,0.45) 0%, rgba(0,0,0,0.15) 55%, transparent 100%);
}

.wf-banner-content {
  position: relative;
  z-index: 1;
  padding: 40px 32px;
  color: #fff;
}

.wf-banner-content h2 {
  font-size: 32px;
  font-weight: 700;
  margin: 0 0 18px;
  line-height: 1.25;
  max-width: 480px;
}

.wf-banner-content .wf-btn-pill-outline {
  border-color: #fff;
  color: #fff;
  background: transparent;
}

.wf-banner-content .wf-btn-pill-outline:hover {
  background: #fff;
  color: var(--color-text);
}

.wf-banner-card-wrap {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 32px;
  min-height: 280px;
}

.wf-credit-card {
  width: 240px;
  height: 150px;
  border-radius: 10px;
  padding: 18px;
  color: #fff;
  box-shadow: 0 12px 32px rgba(0,0,0,0.35);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: absolute;
}

.wf-credit-card--gold {
  background: linear-gradient(135deg, #f59e0b 0%, #d97706 50%, #b45309 100%);
  transform: rotate(-12deg) translate(-40px, -10px);
  z-index: 1;
}

.wf-credit-card--dark {
  background: linear-gradient(135deg, #374151 0%, #1f2937 60%, #111827 100%);
  transform: rotate(6deg) translate(50px, 20px);
  z-index: 2;
}

.wf-credit-card-brand {
  display: flex;
  flex-direction: column;
  gap: 1px;
  line-height: 1.15;
}

.wf-credit-card-brand-main {
  font-size: 11px;
  letter-spacing: 0.14em;
  font-weight: 700;
  opacity: 0.95;
}

.wf-credit-card-brand-sub {
  font-size: 7px;
  letter-spacing: 0.08em;
  font-weight: 600;
  opacity: 0.85;
  text-transform: uppercase;
}

.wf-credit-card-brand-tag {
  display: inline-block;
  margin-top: 4px;
  font-size: 7px;
  letter-spacing: 0.12em;
  font-weight: 700;
  text-transform: uppercase;
  opacity: 0.75;
}

.wf-credit-card-chip {
  width: 40px;
  height: 28px;
  background: linear-gradient(135deg, #fde68a, #d97706);
  border-radius: 5px;
}

.wf-credit-card-num {
  font-size: 15px;
  letter-spacing: 0.12em;
  font-weight: 500;
}

/* ── Section header with gold line ── */
.wf-section-title {
  text-align: center;
  padding: 44px 24px 28px;
  background: var(--color-surface);
}

.wf-section-title::before {
  content: '';
  display: block;
  width: 40px;
  height: 3px;
  background: var(--color-primary);
  margin: 0 auto 14px;
}

.wf-section-title h2 {
  font-size: 26px;
  font-weight: 700;
  margin: 0;
  color: var(--color-text);
}

/* ── Guidance 3-col ── */
.wf-guidance {
  padding: 0 24px 44px;
  background: var(--color-surface);
}

.wf-guidance-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.wf-guidance-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  background: var(--color-surface);
  box-shadow: var(--shadow-sm);
}

.wf-guidance-img {
  height: 200px;
  background-size: cover;
  background-position: center;
}

.wf-guidance-body {
  padding: 22px 18px 26px;
  text-align: center;
}

.wf-guidance-body h3 {
  font-size: 17px;
  font-weight: 700;
  margin: 0 0 10px;
}

.wf-guidance-body p {
  font-size: 14px;
  color: var(--color-text-secondary);
  margin: 0 0 16px;
  line-height: 1.55;
}

/* ── Online banking section ── */
.wf-online {
  background: var(--wf-dark-grad);
  color: #fff;
  padding: 60px 24px;
}

.wf-online-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.25fr 0.75fr;
  gap: 48px;
  align-items: center;
}

.wf-browser-mock {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.35);
  width: 100%;
  max-width: 720px;
}

.wf-browser-bar {
  background: #f3f4f6;
  padding: 10px 14px;
  display: flex;
  align-items: center;
  gap: 6px;
  border-bottom: 1px solid var(--color-border);
}

.wf-browser-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #d1d5db;
}

.wf-browser-dot:nth-child(1) { background: #ef4444; }
.wf-browser-dot:nth-child(2) { background: #f59e0b; }
.wf-browser-dot:nth-child(3) { background: #22c55e; }

.wf-browser-url {
  flex: 1;
  margin-left: 8px;
  font-size: 11px;
  color: var(--color-text-secondary);
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: 4px;
  padding: 4px 10px;
  font-family: var(--font-body);
}

.wf-browser-body {
  display: flex;
  min-height: 420px;
  background: var(--color-bg);
  font-size: 11px;
}

/* Dashboard preview inside browser mock */
.wf-dash-sidebar {
  width: 118px;
  flex-shrink: 0;
  background: var(--color-surface);
  border-right: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  overflow: hidden;
}

.wf-dash-brand {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 10px 8px;
  border-bottom: 1px solid var(--color-border-light);
  min-width: 0;
}

.wf-dash-brand-icon {
  width: 26px;
  height: 26px;
  background: var(--color-primary);
  border-radius: 6px;
  color: #fff;
  font-size: 9px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.wf-dash-brand-text {
  font-weight: 700;
  font-size: 10px;
  color: var(--color-text);
  line-height: 1.2;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  min-width: 0;
}

.wf-dash-nav {
  padding: 8px 6px;
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.wf-dash-nav-label {
  font-size: 8px;
  font-weight: 600;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 8px 8px 4px;
}

.wf-dash-nav-item {
  padding: 6px 8px;
  border-radius: 6px;
  font-size: 10px;
  font-weight: 500;
  color: var(--color-text-secondary);
  white-space: nowrap;
}

.wf-dash-nav-item.active {
  background: var(--color-primary-bg);
  color: var(--color-primary);
  font-weight: 600;
}

.wf-dash-main {
  flex: 1;
  padding: 14px 16px;
  overflow: hidden;
  min-width: 0;
}

.wf-dash-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 12px;
}

.wf-dash-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--color-text);
  font-family: var(--font-heading);
  line-height: 1.3;
}

.wf-dash-subtitle {
  font-size: 9px;
  color: var(--color-text-secondary);
  margin-top: 2px;
}

.wf-dash-btn {
  font-size: 9px;
  font-weight: 600;
  color: var(--color-primary);
  background: var(--color-primary-bg);
  padding: 4px 10px;
  border-radius: 6px;
  white-space: nowrap;
}

.wf-dash-balance {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
  border-radius: 10px;
  padding: 14px 16px;
  color: #fff;
  margin-bottom: 12px;
  position: relative;
  overflow: hidden;
}

.wf-dash-balance::after {
  content: '';
  position: absolute;
  top: -40%;
  right: -15%;
  width: 120px;
  height: 120px;
  background: rgba(255, 255, 255, 0.06);
  border-radius: 50%;
}

.wf-dash-balance-label {
  font-size: 9px;
  opacity: 0.85;
  margin-bottom: 4px;
}

.wf-dash-balance-amount {
  font-size: 22px;
  font-weight: 700;
  font-family: var(--font-heading);
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.wf-dash-balance-trend {
  font-size: 9px;
  opacity: 0.8;
  margin-top: 4px;
}

.wf-dash-accounts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 10px;
}

.wf-dash-account {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  padding: 10px;
}

.wf-dash-account-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 9px;
  color: var(--color-text-secondary);
  margin-bottom: 4px;
}

.wf-dash-badge {
  font-size: 7px;
  font-weight: 600;
  background: var(--color-text);
  color: #fff;
  padding: 2px 5px;
  border-radius: 4px;
}

.wf-dash-account-bal {
  font-size: 13px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 2px;
}

.wf-dash-account-num {
  font-size: 8px;
  color: var(--color-text-muted);
}

.wf-dash-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 6px;
  margin-bottom: 10px;
}

.wf-dash-action {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  padding: 8px 4px;
  text-align: center;
  font-size: 8px;
  font-weight: 600;
  color: var(--color-text-secondary);
}

.wf-dash-txns {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  padding: 10px;
}

.wf-dash-txns-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 10px;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: 8px;
  font-family: var(--font-heading);
}

.wf-dash-link {
  font-size: 8px;
  font-weight: 600;
  color: var(--color-primary);
}

.wf-dash-txn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 0;
  border-top: 1px solid var(--color-border-light);
}

.wf-dash-txn:first-of-type {
  border-top: none;
  padding-top: 0;
}

.wf-dash-txn-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  font-weight: 700;
  flex-shrink: 0;
}

.wf-dash-txn-icon--out {
  background: #fef2f2;
  color: #dc2626;
}

.wf-dash-txn-icon--in {
  background: #f0fdf4;
  color: #16a34a;
}

.wf-dash-txn-info {
  flex: 1;
  min-width: 0;
  display: flex;
  flex-direction: column;
  gap: 1px;
}

.wf-dash-txn-info span:first-child {
  font-size: 9px;
  font-weight: 600;
  color: var(--color-text);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.wf-dash-txn-info span:last-child {
  font-size: 8px;
  color: var(--color-text-muted);
}

.wf-dash-txn-amt {
  font-size: 9px;
  font-weight: 700;
  white-space: nowrap;
}

.wf-dash-txn-amt--neg { color: var(--color-text); }
.wf-dash-txn-amt--pos { color: #16a34a; }

.wf-online-content h2 {
  font-size: clamp(1.5rem, 2.5vw, 1.875rem);
  font-weight: 700;
  margin: 0 0 12px;
  line-height: 1.25;
  font-family: var(--font-heading);
}

.wf-online-content p {
  font-size: var(--font-size-base);
  opacity: 0.9;
  line-height: 1.65;
  margin: 0 0 20px;
}

.wf-online-features {
  list-style: none;
  margin: 0 0 24px;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.wf-online-features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: var(--font-size-sm);
  line-height: 1.5;
}

.wf-online-features svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--color-primary-light);
}

.wf-online-cta {
  width: auto;
  display: inline-block;
  padding: 12px 28px;
}

/* ── Community ── */
.wf-community {
  padding: 0 24px 44px;
  background: var(--color-surface);
}

.wf-community-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.wf-community-card {
  border: 1px solid var(--color-border);
  border-radius: 3px;
  overflow: hidden;
}

.wf-community-img {
  height: 240px;
  background-size: cover;
  background-position: center;
}

.wf-community-body { padding: 24px 22px; }

.wf-community-body h3 {
  font-size: 19px;
  font-weight: 700;
  margin: 0 0 10px;
}

.wf-community-body p {
  font-size: 14px;
  color: var(--color-text-secondary);
  margin: 0 0 16px;
  line-height: 1.6;
}

/* ── Quick help bar ── */
.wf-quickhelp {
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
  padding: 36px 24px 40px;
  text-align: center;
}

.wf-quickhelp-title {
  font-size: 22px;
  font-weight: 700;
  margin: 0 0 28px;
  color: var(--color-text);
}

.wf-quickhelp-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
  display: flex;
  justify-content: center;
  gap: 80px;
}

.wf-quickhelp-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--color-text);
  font-size: 14px;
  font-weight: 600;
}

.wf-quickhelp-item:hover { color: var(--color-primary); }

.wf-quickhelp-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #fff;
  border: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
}

.wf-quickhelp-icon svg { width: 22px; height: 22px; }

/* ── Footer ── */
.wf-footer {
  background: var(--color-bg);
  padding: 36px 24px 28px;
  border-top: 1px solid var(--color-border);
}

.wf-footer-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
}

.wf-footer-social {
  display: flex;
  gap: 10px;
  margin-bottom: 24px;
}

.wf-footer-social a {
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--color-text);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
}

.wf-footer-resources {
  margin-bottom: 20px;
}

.wf-footer-resources h4 {
  font-size: 13px;
  font-weight: 700;
  margin: 0 0 8px;
}

.wf-footer-resources ul {
  margin: 0;
  padding: 0 0 0 18px;
}

.wf-footer-resources li {
  font-size: 12px;
  color: var(--color-text-secondary);
  margin-bottom: 4px;
}

.wf-footer-resources a {
  color: var(--color-text-secondary);
  text-decoration: none;
}

.wf-footer-resources a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.wf-footer-disclaimer {
  font-size: 11px;
  color: #777;
  line-height: 1.65;
  margin-bottom: 20px;
}

.wf-footer-disclaimer p { margin: 0 0 8px; }

.wf-footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 16px;
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--color-border);
}

.wf-footer-legal-links a {
  font-size: 11px;
  color: #666;
  text-decoration: none;
}

.wf-footer-legal-links a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.wf-footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 11px;
  color: #777;
}

.wf-footer-ehl {
  display: flex;
  align-items: center;
  gap: 6px;
}

.wf-footer-ehl svg { width: 16px; height: 16px; }

/* Chat bubble */
.wf-chat-fab {
  position: fixed;
  bottom: 20px;
  left: 20px;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: var(--color-success);
  color: #fff;
  border: none;
  box-shadow: 0 4px 14px rgba(0,0,0,0.22);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 200;
}

.wf-chat-fab svg { width: 22px; height: 22px; }

/* Sign-in page */
.signin-body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  background: var(--color-bg);
}

.signin-body--portal .signin-main {
  min-height: 100vh;
}

.signin-main {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 32px 20px 48px;
  background:
    linear-gradient(180deg, rgba(26, 86, 219, 0.08) 0%, transparent 280px),
    var(--wf-signin-img) center top/cover no-repeat;
  position: relative;
}

.signin-main::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(255,255,255,0.92) 0%, rgba(244,244,244,0.97) 45%, var(--color-bg) 100%);
  pointer-events: none;
}

.signin-card {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 420px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 32px 28px 28px;
}

.signin-card-header {
  margin-bottom: 24px;
  text-align: center;
}

.signin-greeting {
  font-size: 15px;
  font-weight: 600;
  color: var(--color-text-secondary);
  margin: 0 0 6px;
}

.signin-card-header h1 {
  font-size: 22px;
  font-weight: 700;
  margin: 0 0 8px;
  color: var(--color-text);
  line-height: 1.3;
}

.signin-card-header h1 sup {
  font-size: 11px;
  font-weight: 600;
}

.signin-subtitle {
  font-size: 14px;
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.5;
}

.signin-form .form-group { margin-bottom: 14px; }

.signin-form .form-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: 5px;
}

.signin-form .form-input {
  width: 100%;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 11px 12px;
  font-size: var(--font-size-base);
  font-family: var(--font-body);
}

.signin-form .form-input:focus {
  border-color: var(--color-primary);
  outline: none;
  box-shadow: 0 0 0 3px var(--color-primary-bg);
}

.signin-form .wf-login-checkbox { margin: 4px 0 16px; }

.signin-form .wf-btn-red { margin-top: 4px; }

.signin-otp-intro {
  font-size: 14px;
  color: var(--color-text-secondary);
  background: var(--color-primary-bg, #EFF4FE);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  padding: 12px 14px;
  margin-bottom: 16px;
  line-height: 1.5;
}

#otpCode {
  letter-spacing: 0.4em;
  text-align: center;
  font-size: 20px;
  font-weight: 600;
}

.signin-otp-back {
  display: block;
  width: 100%;
  margin-top: 12px;
  background: none;
  border: none;
  color: var(--color-primary);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
}

.signin-otp-back:hover { text-decoration: underline; }

.signin-links {
  margin-top: 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  font-size: 13px;
}

.signin-links a {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
}

.signin-links a:hover { text-decoration: underline; }

.signin-security {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid var(--color-border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 12px;
  color: var(--color-text-secondary);
}

.signin-security svg {
  width: 16px;
  height: 16px;
  color: var(--color-primary);
  flex-shrink: 0;
}
.legal-page { max-width: 720px; margin: 0 auto; padding: 40px 24px; }
.legal-page h1 { font-size: 28px; font-weight: 700; font-family: var(--font-heading); }
.legal-page h2 { font-size: 18px; margin-top: 28px; font-family: var(--font-heading); }
.legal-page h3 { font-size: 16px; margin-top: 20px; font-family: var(--font-heading); color: var(--color-text); }
.legal-page p, .legal-page li { color: var(--color-text-secondary); line-height: 1.7; font-size: 15px; }
.legal-page a { color: var(--color-primary); }
.legal-page .last-updated { font-size: 14px; color: var(--color-text-muted); margin-bottom: 24px; }

/* Public site pages */
.site-main { background: var(--color-bg); min-height: 60vh; }

.site-hero {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  color: #fff;
  padding: 48px 24px;
}

.site-hero-inner {
  max-width: var(--wf-max);
  margin: 0 auto;
}

.site-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 700;
  margin: 0 0 12px;
  line-height: 1.2;
}

.site-hero p {
  font-size: var(--font-size-base);
  opacity: 0.92;
  max-width: 640px;
  margin: 0 0 20px;
  line-height: 1.6;
}

.site-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.site-hero .wf-btn-pill-outline {
  border-color: #fff;
  color: #fff;
  background: transparent;
}

.site-hero .wf-btn-pill-outline:hover {
  background: #fff;
  color: var(--color-text);
}

.site-hero .wf-btn-red {
  width: auto;
  padding: 11px 24px;
}

.site-hero--compact {
  padding: 32px 24px;
}

.site-hero--compact h1 {
  font-size: clamp(1.5rem, 2.5vw, 1.85rem);
}

.site-content {
  max-width: var(--wf-max);
  margin: 0 auto;
  padding: 40px 24px 56px;
}

.site-section { margin-bottom: 40px; }

.site-section h2 {
  font-family: var(--font-heading);
  font-size: var(--font-size-2xl);
  font-weight: 700;
  margin: 0 0 16px;
  color: var(--color-text);
}

.site-section > p {
  color: var(--color-text-secondary);
  line-height: 1.65;
  margin: 0 0 20px;
  max-width: 720px;
}

.site-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
}

.site-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}

.site-card h3 {
  font-family: var(--font-heading);
  font-size: var(--font-size-lg);
  font-weight: 700;
  margin: 0 0 8px;
}

.site-card p {
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
  line-height: 1.55;
  margin: 0 0 14px;
}

.site-card .site-rate {
  font-size: var(--font-size-2xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 4px;
  font-family: var(--font-heading);
}

.site-card .site-rate-label {
  font-size: var(--font-size-xs);
  color: var(--color-text-muted);
  margin-bottom: 14px;
}

.site-link {
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
}

.site-link:hover { text-decoration: underline; }

.site-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
}

.site-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--font-size-sm);
}

.site-table th,
.site-table td {
  padding: 14px 16px;
  text-align: left;
  border-bottom: 1px solid var(--color-border-light);
}

.site-table th {
  background: var(--color-bg);
  font-weight: 600;
  color: var(--color-text);
}

.site-table td { color: var(--color-text-secondary); }

.site-table tr:last-child td { border-bottom: none; }

.site-faq details {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  padding: 16px 18px;
}

.site-faq summary {
  font-weight: 600;
  cursor: pointer;
  color: var(--color-text);
  font-family: var(--font-heading);
}

.site-faq p {
  margin: 12px 0 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.site-form-card {
  max-width: 480px;
  margin: 0 auto;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-md);
}

.site-form-card h1 {
  font-family: var(--font-heading);
  font-size: var(--font-size-2xl);
  margin: 0 0 8px;
}

.site-form-card .form-group { margin-bottom: 14px; }

.site-form-card .form-label {
  display: block;
  font-size: var(--font-size-sm);
  font-weight: 600;
  margin-bottom: 5px;
}

.site-form-card .form-input {
  width: 100%;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 11px 12px;
  font-family: var(--font-body);
}

.site-branch-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.site-branch {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 18px 20px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px;
  align-items: center;
}

.site-branch h3 {
  font-family: var(--font-heading);
  font-size: var(--font-size-base);
  margin: 0 0 4px;
}

.site-branch p {
  margin: 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
}

.site-branch-badge {
  font-size: var(--font-size-xs);
  font-weight: 600;
  color: var(--color-success-text);
  background: var(--color-success-bg);
  padding: 4px 10px;
  border-radius: var(--radius-full);
  white-space: nowrap;
}

.site-cta-bar {
  background: var(--color-primary-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 28px 32px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.site-cta-bar h3 {
  font-family: var(--font-heading);
  margin: 0 0 4px;
  font-size: var(--font-size-lg);
}

.site-cta-bar p {
  margin: 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
}

.site-breadcrumb {
  max-width: var(--wf-max);
  margin: 0 auto;
  padding: 12px 24px 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
}

.site-breadcrumb a {
  color: var(--color-primary);
  text-decoration: none;
}

.site-breadcrumb a:hover { text-decoration: underline; }

.wf-nav-secondary a.active-secondary {
  color: var(--color-primary);
  font-weight: 600;
}

.site-prose {
  color: var(--color-text-secondary);
  line-height: 1.7;
  max-width: 780px;
}

.site-prose p { margin: 0 0 16px; }

.site-prose ul,
.site-prose ol {
  margin: 0 0 20px;
  padding-left: 24px;
}

.site-prose li { margin-bottom: 8px; }

.site-prose h3 {
  font-family: var(--font-heading);
  font-size: var(--font-size-lg);
  color: var(--color-text);
  margin: 24px 0 12px;
}

.site-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
  counter-reset: step;
}

.site-step {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 24px 20px 20px;
  padding-top: 52px;
  position: relative;
}

.site-step::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  top: 16px;
  left: 20px;
  width: 28px;
  height: 28px;
  background: var(--color-primary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  line-height: 28px;
  text-align: center;
}

.site-step h3 {
  font-family: var(--font-heading);
  font-size: var(--font-size-base);
  margin: 0 0 8px;
}

.site-step p {
  margin: 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
  line-height: 1.55;
}

.site-features {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 10px;
}

.site-features li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
  line-height: 1.55;
  padding: 12px 16px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
}

.site-features li::before {
  content: '✓';
  color: var(--color-primary);
  font-weight: 700;
  flex-shrink: 0;
}

.site-callout {
  background: var(--color-primary-bg);
  border-left: 4px solid var(--color-primary);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 20px 24px;
}

.site-callout p {
  margin: 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.site-callout strong { color: var(--color-text); }

.site-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}

.site-img-block {
  border-radius: var(--radius-md);
  overflow: hidden;
  aspect-ratio: 16 / 10;
  background-size: cover;
  background-position: center;
  min-height: 200px;
}

.site-section-lead {
  font-size: var(--font-size-base);
  color: var(--color-text-secondary);
  line-height: 1.65;
  max-width: 720px;
  margin: -8px 0 24px;
}

@media (max-width: 768px) {
  .site-split { grid-template-columns: 1fr; }
  .site-hero { padding: 36px 16px; }
  .site-content { padding: 32px 16px 48px; }
  .site-cta-bar { flex-direction: column; align-items: flex-start; }
  .site-branch { grid-template-columns: 1fr; }
}

/* Responsive — small laptops */
@media (max-width: 1280px) {
  .wf-hero-inner {
    grid-template-columns: 250px 1fr;
    gap: 24px;
    padding: 0 20px;
  }

  .wf-hero-promo-wrap {
    min-height: 260px;
    padding: 28px 32px;
  }

  .wf-hero-promo h1 {
    font-size: 1.875rem;
  }

  .wf-offers-inner { grid-template-columns: repeat(2, 1fr); gap: 14px; }
  .wf-guidance-inner { grid-template-columns: repeat(2, 1fr); }
  .wf-online-inner { gap: 32px; }
  .wf-banner-content h2 { font-size: 28px; }
}

/* Responsive — 1024px tablets / small laptops */
@media (max-width: 1024px) {
  .wf-topbar {
    padding: 0 20px;
  }

  .wf-topbar-link,
  .wf-topbar-search {
    display: none;
  }

  .wf-menu-toggle {
    display: block;
  }

  .wf-nav-inner {
    padding: 0;
  }

  .wf-nav-primary,
  .wf-nav-secondary {
    display: none;
    flex-direction: column;
    padding: 0 20px 12px;
    background: var(--color-surface);
  }

  .wf-nav-primary.open,
  .wf-nav-secondary.open {
    display: flex;
  }

  .wf-nav-primary a,
  .wf-nav-secondary a {
    padding: 12px 0;
    font-size: var(--font-size-sm);
    border-bottom: 1px solid var(--color-border-light);
    white-space: normal;
  }

  .wf-nav-primary a.active {
    border-bottom-color: var(--color-border-light);
    border-left: 3px solid var(--color-primary);
    padding-left: 10px;
  }

  .wf-hero {
    padding: 20px 0;
  }

  .wf-hero-inner {
    grid-template-columns: 230px 1fr;
    gap: 20px;
    padding: 0 20px;
  }

  .wf-login-card {
    font-size: 14px;
  }

  .wf-login-greeting {
    font-size: 16px;
    padding: 12px 16px 0;
  }

  .wf-login-body {
    padding: 12px 16px 16px;
  }

  .wf-hero-promo-wrap {
    min-height: 280px;
    padding: 28px 28px;
  }

  .wf-hero-promo h1 {
    font-size: 1.625rem;
    line-height: 1.2;
  }

  .wf-hero-promo p {
    font-size: var(--font-size-sm);
    margin-bottom: 0;
  }

  .wf-offers {
    padding: 28px 20px 24px;
  }

  .wf-offers-inner {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }

  .wf-offer-card {
    padding: 20px 14px 18px;
    min-height: 150px;
  }

  .wf-banner-section {
    padding: 0 20px 24px;
  }

  .wf-banner {
    grid-template-columns: 1.1fr 0.9fr;
    min-height: 300px;
  }

  .wf-banner-content {
    padding: 32px 28px;
  }

  .wf-banner-content h2 {
    font-size: 1.5rem;
    max-width: none;
  }

  .wf-banner-card-wrap {
    display: flex;
    min-height: 220px;
    padding: 20px 16px;
  }

  .wf-credit-card {
    width: 200px;
    height: 126px;
    padding: 14px;
  }

  .wf-credit-card--gold {
    transform: rotate(-12deg) translate(-28px, -6px);
  }

  .wf-credit-card--dark {
    transform: rotate(6deg) translate(36px, 14px);
  }

  .wf-credit-card-num {
    font-size: 13px;
  }

  .wf-section-title {
    padding: 36px 20px 24px;
  }

  .wf-section-title h2 {
    font-size: 1.5rem;
  }

  .wf-guidance {
    padding: 0 20px 36px;
  }

  .wf-guidance-inner {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .wf-guidance-img {
    height: 170px;
  }

  .wf-online {
    padding: 44px 20px;
  }

  .wf-online-inner {
    grid-template-columns: 1.2fr 0.8fr;
    gap: 32px;
    text-align: left;
    align-items: center;
  }

  .wf-online-features {
    align-items: flex-start;
  }

  .wf-browser-mock {
    max-width: 100%;
  }

  .wf-browser-body {
    min-height: 380px;
  }

  .wf-community {
    padding: 0 20px 36px;
  }

  .wf-community-inner {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .wf-community-img {
    height: 200px;
  }

  .wf-quickhelp {
    padding: 32px 20px;
  }

  .wf-quickhelp-inner {
    gap: 48px;
  }

  .wf-footer {
    padding: 32px 20px 24px;
  }

  .wf-footer-links {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* Responsive — compact tablets / large phones */
@media (max-width: 900px) {
  .wf-desktop-only { display: none !important; }
  .wf-mobile-only { display: block !important; }

  .wf-hero-inner {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .wf-hero-promo-wrap {
    min-height: 260px;
    padding: 32px 28px;
  }

  .wf-hero-visual::after {
    background: linear-gradient(
      180deg,
      rgba(17, 24, 39, 0.4) 0%,
      rgba(17, 24, 39, 0.75) 100%
    );
  }

  .wf-banner {
    grid-template-columns: 1fr;
  }

  .wf-banner-card-wrap {
    display: none;
  }

  .wf-online-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .wf-browser-mock {
    max-width: 640px;
    margin: 0 auto;
  }

  .wf-online-features {
    align-items: center;
  }

  .wf-online-features li {
    max-width: 380px;
    text-align: left;
  }

  .wf-online-cta {
    width: 100%;
    text-align: center;
  }

  .wf-community-inner {
    grid-template-columns: 1fr;
  }

  .wf-footer-legal-links {
    flex-direction: column;
    gap: 8px;
  }
}

@media (max-width: 768px) {
  .wf-topbar {
    padding: 0 16px;
    height: 48px;
  }

  .wf-topbar-logo-text { font-size: 15px; }
  .wf-logo-mark { width: 32px; height: 32px; }

  .wf-btn-signon-top {
    padding: 6px 14px;
    font-size: 12px;
  }

  .wf-hero {
    padding: 16px 0 20px;
  }

  .wf-hero-inner {
    padding: 0 16px;
  }

  .wf-hero-promo-wrap {
    min-height: 240px;
    padding: 28px 24px;
  }

  .wf-hero-promo h1 {
    font-size: 1.5rem;
    line-height: 1.2;
  }

  .wf-offers {
    padding: 24px 16px 20px;
  }

  .wf-offers-inner {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .wf-guidance-inner {
    grid-template-columns: 1fr;
  }

  .wf-offer-card {
    min-height: 0;
    padding: 18px 12px 16px;
  }

  .wf-offer-icon {
    width: 40px;
    height: 40px;
    margin-bottom: 10px;
  }

  .wf-offer-icon svg { width: 36px; height: 36px; }

  .wf-offer-card h3 {
    font-size: 13px;
    margin-bottom: 8px;
  }

  .wf-banner-section { padding: 0 16px 20px; }

  .wf-banner {
    min-height: 260px;
  }

  .wf-banner-content h2 {
    font-size: 22px;
  }

  .wf-section-title {
    padding: 32px 16px 20px;
  }

  .wf-section-title h2 { font-size: 22px; }

  .wf-guidance {
    padding: 0 16px 32px;
  }

  .wf-guidance-inner {
    grid-template-columns: 1fr;
    max-width: none;
    gap: 16px;
  }

  .wf-guidance-img { height: 180px; }

  .wf-online {
    padding: 36px 16px;
  }

  .wf-online-content h2 { font-size: 1.375rem; }

  .wf-browser-mock { max-width: 100%; }

  .wf-browser-body { min-height: 340px; }

  .wf-dash-sidebar { width: 100px; }

  .wf-dash-brand-text { display: none; }

  .wf-dash-balance-amount { font-size: 18px; }

  .wf-online-cta {
    width: 100%;
    text-align: center;
  }

  .wf-community {
    padding: 0 16px 32px;
  }

  .wf-community-img { height: 200px; }

  .wf-quickhelp {
    padding: 28px 16px 32px;
  }

  .wf-quickhelp-title { font-size: 20px; margin-bottom: 20px; }

  .wf-quickhelp-inner {
    flex-direction: column;
    gap: 16px;
  }

  .wf-quickhelp-item {
    flex-direction: row;
    width: 100%;
    max-width: 280px;
    justify-content: flex-start;
    gap: 14px;
  }

  .wf-footer {
    padding: 28px 16px 24px;
  }

  .wf-footer-links {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .wf-chat-fab {
    bottom: 16px;
    right: 16px;
    left: auto;
    width: 46px;
    height: 46px;
  }

  .signin-main {
    padding: 24px 16px 32px;
    align-items: flex-start;
  }

  .signin-card {
    margin-top: 8px;
    padding: 28px 22px 24px;
  }

  .signin-card-header h1 { font-size: 20px; }
}

@media (max-width: 480px) {
  .wf-footer-links { grid-template-columns: 1fr; }
  .wf-hero-promo h1 { font-size: 1.5rem; }
  .wf-banner-content h2 { font-size: 1.25rem; }
  .wf-quickhelp-item { max-width: 100%; }
}